All articles
International AccountsSeptember 7, 2026 · 4 min read
The bunq account guide: a European digital bank, fully from the app
bunq makes euro account opening fully digital, but the video-verification step is sensitive. What to know before you register.
What bunq is
bunq is a fully digital European bank offering IBAN accounts, multiple sub-accounts for budgeting, and an app-first experience with no branch visits required.
Why people choose it
- Fast digital onboarding — no paperwork mailed anywhere.
- Multiple sub-accounts for organizing spending, saving and shared costs.
- A real European IBAN, useful for receiving euro payments directly.
Where the friction usually is
Account opening includes a live video-verification step where identity documents are checked in real time; a poor connection or mismatched lighting/document conditions is the most common cause of a failed attempt.
Where we help
We prepare the documents and setup correctly and guide the verification step so it passes cleanly, then hand over the account with a short guide for day-to-day use.